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If you were hurt in an Uber or Lyft crash in Chicago, you've come to the right place. Rideshare cases are different from ordinary car accidents — there are multiple insurance policies, a question of whether the app was on or off, and big corporate insurers that fight hard. Our Chicago rideshare accident lawyers know exactly how those policies work and how to make them pay. With millions successfully recovered for our clients, our top priority is fighting to get you the most money possible.
No Worries About Paying Upfront. Worried about legal fees? Worry no more. We work on a contingency fee — you don't pay us unless we win your case. Your victory is what matters to us.
No Language Barriers. Our team is available 24/7, and we speak both English and Español. Language won't be a problem when you need help.
Don't Accept Less — Let Us Deal With the Insurance Companies. Uber's and Lyft's insurers often try to blame you or offer far less than you deserve. Don't accept any offer until you've spoken with one of our personal injury lawyers — we know how to prove the crash wasn't your fault and make sure you get everything you're owed.
Act Fast — Call Today for a Free Review. Time matters. Don't wait. Call (713) 940-6170 for a free review of your case. You won't pay us anything unless we win.
Chicago's streets are chaotic — speeding, distracted driving, app-distracted rideshare drivers glancing at the next pickup, and round-the-clock Uber and Lyft traffic around O'Hare, Midway, River North, and the downtown nightlife districts. When a crash happens, your own insurance may not cover everything, and the rideshare company's insurer will not volunteer to pay you fairly.
The Wilson PC has years of experience navigating the Illinois legal system, and as your Chicago Uber accident attorney and Chicago Lyft accident attorney, we stand by your side from start to finish — keeping you informed and fighting until your case is resolved. What makes us different isn't just legal know-how. It's that we genuinely care about the people we help.
Rideshare cases are won or lost on one battleground — which insurance period applied — and that is exactly where we focus.
When the app was on, Uber and Lyft carried up to $1 million in coverage — far more than a typical driver's policy. And pursuing that policy is not suing you out of the app: your account and your ability to ride are unaffected.
We win the insurance-period dispute that makes or breaks rideshare cases — proving whether the driver was in Period 1, 2, or 3 at the moment of impact.
We subpoena the Uber and Lyft trip data and app records before they're gone — the proof of which policy is on the hook.
Experience against Uber's and Lyft's corporate insurers and the commercial carriers they use to defend these claims.
Certified Great Place to Work (2024–2026), licensed and serving Illinois from our office in the Loop at 10 South Riverside Plaza.
Act fast: the in-app trip record and the driver's app-status data are the proof of which policy applies — and they should be preserved immediately, before they are overwritten.
Chicago is one of the busiest rideshare markets in the country. According to City of Chicago Transportation Network Provider data, riders took roughly 57 million Uber and Lyft trips in the city in 2022 alone — and with that volume comes crashes. When one happens to you, the rideshare company's insurer is never on your side. A Chicago rideshare accident lawyer levels the field.
This is the question that makes rideshare cases different — and the reason you want a Chicago rideshare accident lawyer who handles them. Coverage depends entirely on what the rideshare driver's app was doing at the moment of the crash. Under the Illinois Transportation Network Providers Act (625 ILCS 57/), Uber and Lyft (Transportation Network Companies, or TNCs) must carry tiered insurance across three coverage periods:
The takeaway: the difference between the driver's app being on or off can be the difference between a $25,000 policy and a $1,000,000 policy. Rideshare companies and their insurers know this — and they will dispute which period applied. As your Chicago Uber and Lyft accident lawyer, we pull the trip data and app records to prove exactly which coverage is on the hook.
As a Chicago rideshare accident law firm, The Wilson PC represents everyone an Uber or Lyft crash can hurt — not just passengers:
We're sorry this happened, but we're here to help. To protect your health and your claim, do the following right away:
Get to a safe place and call 911. Seek medical attention even if you feel fine — whiplash, concussions, and internal injuries often have delayed symptoms. Make sure the crash is reported to the Chicago Police Department or Illinois State Police under 625 ILCS 5/11-406.
Screenshot the trip. Open the Uber or Lyft app and save the ride receipt, the driver's name and photo, the vehicle and plate, and the trip details — this proves you were in a rideshare and which coverage period applied. Report the crash in the app.
Document everything. Photograph the vehicles, the scene, the plates, and your injuries. Get the names and contact information of the rideshare driver, any other drivers, and witnesses.
Watch what you say. Don't accept blame or downplay your pain, and don't give a recorded statement to any insurance adjuster — Uber's, Lyft's, or the other driver's — without a lawyer.
Call a Chicago rideshare accident lawyer. Contact The Wilson PC before speaking with any insurer, so we can preserve the app and trip data before it's gone.
Understanding two ideas — liability and negligence — is the key to the compensation you deserve. We follow four legal steps to prove your case:
Duty of care. Every driver, including a rideshare driver, must obey traffic laws and drive safely. That is their legal duty to be careful.
Breach. Glancing at the app for the next fare, speeding to finish a ride, or driving distracted is a breach of that duty.
Causation. A person is responsible for your injury only if their careless actions directly caused it. This is the reason for your damages.
Damages. Finally, you must have suffered provable harm — medical bills, lost wages, pain and suffering. These are your measurable damages, and Illinois places no cap on compensatory damages.
Whether your injuries are minor or life-changing, the costs add up fast. A Chicago rideshare accident attorney can help you recover:
Whatever your Uber or Lyft crash looked like, our Chicago rideshare accident attorneys handle it:
We have won MILLIONS for clients in every type of traffic incident. It doesn't matter if the at-fault driver was speeding, drunk, distracted, or simply reckless — you are entitled to be made whole through financial means. We've won millions for people just like you.
On one side, insurance companies can keep you out of financial trouble after a crash. On the flip side, they make more money when they pay you less — so they want to give you as little as possible, and rideshare insurers are among the most aggressive.
They have tactics. If you're polite and downplay your injury in casual conversation, they may use it against your claim. They delay, hoping you'll get tired and accept a lowball offer. And in rideshare cases they have a special move: disputing which coverage period applied, so they can try to swap a $1 million policy for a $25,000 one. They count on you not knowing Illinois law or the Transportation Network Providers Act.
Our firm has years of experience navigating the Illinois legal system, and our lawyers know exactly what to look for. We pull the trip and app data, pin down the correct coverage period, find hidden costs you may not be aware of, and relentlessly negotiate for maximum compensation. We won't let insurers play games with your case.
People reach us after every kind of rideshare crash: a rear-end collision on the Kennedy, a pickup-zone crash at O'Hare, a late-night wreck in River North. Whether you're looking for an Uber accident lawyer, a Lyft accident attorney, or a rideshare injury law firm in Chicago, you get the same team and the same fight.
We represent passengers, rideshare drivers, other motorists, cyclists, and pedestrians. When an Uber or Lyft was involved, we find out which insurance period applied and go after every policy that should pay.
Our reach extends across Illinois. We represent people hurt anywhere from O'Hare to the collar counties, and we appear in the Circuit Court of Cook County (Richard J. Daley Center) and beyond.
Get a free case evaluation today. Let us take a look at your Uber or Lyft case — free of charge. Call (713) 940-6170 or request your free consultation online. No upfront cost, and no fee unless we win.
Get A Free Case EvaluationPlain-English definitions of the terms that decide an Uber or Lyft case — the kind of clean answers AI assistants and voice search read aloud.
If you searched for a rideshare accident lawyer near me, here's where we show up for you. Uber and Lyft crashes cluster around the city's busiest pickup zones.
Airport and transit hubs: the O'Hare and Midway rideshare staging lots and arrivals curbs, Union Station, and the Ogilvie Transportation Center.
Nightlife and event pickup zones: River North, the West Loop and Fulton Market, Wrigleyville, the United Center, Soldier Field, McCormick Place, and Navy Pier.
High-volume corridors: the Kennedy (I-90/I-94) to O'Hare, DuSable Lake Shore Drive, and the Loop.
Communities we serve: Chicago plus Naperville, Schaumburg, Evanston, and Oak Park — across Cook, DuPage, Lake, Will, and Kane County.
Call 911 and get medical help, screenshot the trip in the rideshare app, photograph the scene, refuse to give a recorded statement, and call a Chicago rideshare accident lawyer before speaking with any insurer.
The app screenshot is critical — it captures the driver, the vehicle, and the trip details that prove which insurance period applied. Report the crash in the app and make sure the Chicago Police Department or Illinois State Police document it under 625 ILCS 5/11-406. Then call The Wilson PC at (713) 940-6170, available 24/7.
It depends on what the driver's app was doing: with the app off, the driver's personal policy applies; while waiting for a ride (Period 1) Uber/Lyft provide limited contingent coverage; and while en route to or carrying a passenger (Periods 2–3), the company's $1 million policy and UM/UIM coverage apply.
Under the Illinois Transportation Network Providers Act (625 ILCS 57/), Uber and Lyft must carry this tiered coverage. The difference between periods can be the difference between a $25,000 and a $1,000,000 policy, which is why insurers fight over which period applied — and why we pull the trip data to prove it.
As an injured rideshare passenger, you are almost never at fault, and you can pursue the at-fault driver's insurance plus Uber's or Lyft's $1 million policy, since a passenger in the car falls under the company's Period 3 coverage.
Whether your own driver caused the crash or another motorist did, your medical bills, lost wages, and pain and suffering are recoverable. As your Uber passenger accident lawyer in Chicago, we identify every policy that applies so nothing is left on the table.
Yes. If another driver caused your crash while you were working, you can pursue their insurance, and Uber's or Lyft's uninsured/underinsured motorist (UM/UIM) coverage may also apply during Periods 1 through 3.
Rideshare drivers are often told they're on their own — that's not true. As a Chicago Uber driver accident lawyer and Lyft driver accident lawyer, we make sure the right coverage responds, including the company's UM/UIM policy when the at-fault driver is uninsured.
You can pursue the rideshare driver's coverage, and if the app was on, Uber's or Lyft's policy — up to $1 million during Periods 2 and 3 — may apply to your injuries.
Third-party victims (other motorists, cyclists, and pedestrians) have the same right to compensation as passengers. We determine the driver's app status at the moment of impact and pursue the correct policy as your Chicago rideshare accident attorney.
Sometimes. Uber and Lyft classify drivers as independent contractors, which limits direct vicarious liability, but their insurance still covers crashes during the coverage periods, and the company can be liable for its own negligence in some cases.
Direct claims against Uber or Lyft are complex and fact-specific — involving questions of negligent screening or the driver's app status. The practical path to full compensation is usually the company's mandatory insurance, which we pursue aggressively on your behalf.
If the app was off, the driver was using the vehicle personally, so their own personal auto insurance applies rather than Uber's or Lyft's coverage.
Because this dramatically changes the available coverage, the rideshare company will often claim the app was off. We obtain the trip and app records to establish the true status at the moment of the crash.
Generally two years from the date of the crash under 735 ILCS 5/13-202, and for wrongful death, generally two years from the date of death (740 ILCS 180/2).
Don't wait — app and trip data, dashcam footage, and witness memories fade fast, and claims against a government entity carry shorter deadlines. The sooner you call, the more evidence we can preserve.
Yes. Under Illinois' modified comparative negligence rule (735 ILCS 5/2-1116), you can recover as long as you were not more than 50% at fault, with your award reduced by your share.
Insurers routinely try to inflate your fault to cut their payout. We counter with the crash report, app data, and witness statements to keep your fault percentage as low as possible.
There is no single figure — it depends on your injuries, medical bills, lost wages, and which insurance policy applies, but cases reaching the $1 million Period 2–3 coverage can be worth substantially more than app-off claims.
Illinois places no cap on compensatory damages. A free case evaluation, after we confirm the coverage period and review your records, gives you a realistic range — be wary of anyone quoting a flat 'average.'
Nothing upfront. The Wilson PC handles Chicago Uber and Lyft accident cases on a contingency fee — you pay no attorney fee unless we win or settle your case.
Our fee is typically 33 to 40% of your recovery, and we advance case costs so you can focus on healing. Your free consultation costs nothing, and you only pay if we recover for you.
Yes. When the driver's app is on and they are en route to a passenger or have one in the car (Periods 2 and 3), Uber and Lyft carry a $1 million third-party liability policy, plus uninsured/underinsured motorist coverage.
That is far more than a typical personal auto policy. The catch is that this coverage only applies during the right period — which is why confirming the driver's app status is the first thing we do.
As an injured passenger you can pursue Uber's or Lyft's $1 million policy and the at-fault driver's insurance — a passenger in the car is covered under the company's Period 3 coverage.
Direct lawsuits against Uber are limited by the independent-contractor classification, but the practical path to full compensation is the company's mandatory insurance, which covers passenger injuries regardless of which driver was at fault.
If the app was on at the time of the crash, Uber's or Lyft's insurance can pay your medical bills, lost wages, and pain and suffering — up to the $1 million policy during Periods 2 and 3.
Payment usually comes as part of a settlement once your treatment and damages are documented, not as the bills arrive. We can also connect you with providers who treat on a lien so you get care now.
An Uber or Lyft claim involves multiple insurance policies and a question of which coverage period applied, plus a large corporate insurer — making it more complex, and often higher-value, than an ordinary two-car claim.
A regular crash usually means one driver and one policy. A rideshare crash can involve the driver's personal policy, Uber's or Lyft's $1 million policy, your own UM/UIM coverage, and a fight over app status. That complexity is exactly why you want a Chicago rideshare accident lawyer.
Report it in the Uber or Lyft app and to the police, and notify your own insurer — but do not give a recorded statement to any adjuster, including Uber's or Lyft's, before speaking with a lawyer.
Your own policy may provide UM/UIM or MedPay coverage that applies, so your insurer should know about the crash. But the rideshare company's insurer is not on your side, and early statements can be used to reduce your claim.
Open the app and screenshot the ride receipt, driver, vehicle, and trip immediately — and have your lawyer formally request and preserve the full app and trip data, which proves which coverage period applied.
Your receipt history is in the app under your past trips, but the detailed app-status data that proves Period 1, 2, or 3 is held by Uber and Lyft. We send a preservation demand so it isn't lost.
Yes. Filing a claim against Uber's or Lyft's insurance after a crash does not close your account or affect your ability to use the app.
You are pursuing the insurance coverage that exists precisely for these situations — not taking action against yourself. Your rider account and access are unaffected.
If your rideshare driver caused the crash while carrying you, Uber's or Lyft's $1 million Period 3 liability policy covers your injuries as the passenger.
You do not have to prove another vehicle was involved — a single-vehicle crash caused by your own rideshare driver is still covered. We pursue the company policy to recover your full damages.
Contact us today if you or a loved one have been injured in an accident. Your consultation is free, quick and confidential.
Be it understanding your rights, navigating legal procedures, or fighting for your just compensation, you can depend on The Wilson PC!