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Personal Injury Glossary

Panel Of Physicians

Definition
A panel of physicians is the list of approved doctors a Georgia employer must post for injured workers to choose from — you generally select your authorized treating physician from this panel, and you generally have the right to switch once to another doctor on it without permission.

One of the most consequential surprises in a Georgia workers’ compensation claim is discovering you do not simply pick your own doctor.

Georgia employers are generally required to post a panel of physicians, and your authorised treating physician comes from that list.

Because your treating physician drives your restrictions, your impairment rating and ultimately your settlement value, who is on that panel matters enormously.

What The Employer Must Do

Georgia employers are generally required to post a valid panel — traditionally at least six physicians — in a prominent place where employees can see it, and to explain it to injured workers.

There are alternative arrangements employers may use, including a conformed panel or a managed care organisation, each with its own requirements.

The posting requirement is not decorative. It exists so an injured worker can make an informed choice at the moment they need care.

Your One Free Change

This is the right most injured workers never hear about: you generally have the right to change once to another physician on the panel, without permission from your employer or the insurer.

That is genuinely valuable if your initial choice is dismissive, rushes you back to full duty, or does not take your symptoms seriously.

Further changes generally require agreement or an order from the State Board, so the free switch is worth using deliberately rather than casually.

When The Panel Is Invalid

If the panel was not properly posted, was not explained, contains physicians who are unavailable or do not treat your type of injury, or otherwise fails the requirements, your options may broaden considerably — potentially including treating with a physician of your own choosing at the employer’s expense.

This is why documentation matters. Photograph the posted panel when you report an injury. A dispute months later about what was posted, and where, is very difficult to win without evidence.

Invalid-panel arguments are among the more commonly litigated issues in Georgia comp precisely because the stakes are so high.

Why The Treating Physician Matters So Much

The authorised treating physician controls the medical narrative: whether you are working, what restrictions apply, whether treatment is authorised, when you reach maximum medical improvement, and what impairment rating you receive.

That rating is a primary driver of settlement value, so the physician choice is not merely a matter of bedside manner.

You retain the right to seek an independent medical examination in appropriate circumstances, which provides a second opinion outside the treating relationship.

In Short

Key Takeaways

  • Georgia employers must generally post a valid panel of physicians, traditionally at least six.
  • You select your authorised treating physician from that panel.
  • You generally have the right to switch once to another panel physician without permission.
  • An improperly posted or invalid panel can broaden your treatment options considerably.
  • Photograph the posted panel when you report an injury — disputes later are hard to win without it.
  • Your treating physician controls restrictions, MMI and the impairment rating that drives settlement value.
Common Questions

Frequently Asked Questions

Can I choose my own doctor for a Georgia work injury?

Generally you choose from the employer’s posted panel of physicians rather than any doctor you like. If the panel was not properly posted or explained, your options may be broader.

Can I switch doctors on the panel?

Yes — you generally have the right to change once to another physician on the panel without needing permission. Further changes usually require agreement or a State Board order, so use the free switch deliberately.

What if my employer never posted a panel?

That can significantly expand your options, potentially including treating with a physician of your own choosing at the employer’s expense. Documentation is critical, which is why photographing the posted panel early matters.

Why does it matter which doctor I see?

Your authorised treating physician sets your work restrictions, decides when you reach maximum medical improvement, and assigns the impairment rating that heavily influences settlement value. It is not just about bedside manner.

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