Many accident victims believe that if they are not injured in a car
accident, they cannot file
a personal injury claim. While it is true that a majority of car
accident victims report injuries, not all accidents result in physical
harm.
If you were involved in a car accident caused by the other party’s
negligence and suffered property damage or financial loss, you may
still be able to file a personal injury claim. In these cases, you can
seek compensation for the damage done to your vehicle, as well as any
expenses you incurred as a result of the accident, which includes
medical bills or lost wages.
It’s important to note that filing a personal injury claim without
physical injury can be more challenging than a claim with bodily
injury. You will need to prove that the other driver was at fault and
that you suffered losses due to their actions. It’s recommended that
you seek legal advice from The Wilson PC and we can help you navigate the process.
Don’t settle for insurance payouts that may not fully cover your losses
– speak to us and explore your legal options.
Why you should file an insurance claim even if you are not
injured
It is a common misunderstanding that insurance claims are only valid
when you suffer a physical injury. However, there are many situations
where you can file a claim even if you are not physically injured.
In some cases, insurance companies can prioritize their own financial
interests over their policyholders. They may try to find reasons to deny
claims in order to avoid paying out money. However, as a policyholder,
it is your right to file a claim and seek compensation for any damages
that you have happened.
For example, even if you are not physically injured, you can still file
a claim for property damage. If your car is damaged in an accident, you
will still have to pay for repairs or replacement costs. These expenses
can add up quickly, especially if you need to replace expensive car
parts. If the cost of repairs exceeds the value of your car, your
insurance company may “total” your car and only pay out the blue book
value. Which in some cases, can turn into a payout that is less that the
actual value of the car. If you are still making payments, this can be a
huge financial burden.
If you are unsure about how to navigate the claims process, reach out
to The Wilson PC for a free consultation. We can help you understand your legal
rights, negotiate with insurance adjusters and ensure that you receive fair
compensation for your damages.
What can you be compensated for if weren’t injured in a car
accident?
Most people assume that if they weren’t physically injured in a car
accident, they have no grounds for a lawsuit. However, there are several
things for which you can still seek compensation, such as transportation
costs, property damage, emotional distress, lost wages, and other personal property
damages. Here are a few common areas you can file a claim.
- Transportation and Car Rental Costs:
After an accident, your car may be sent to a repair shop for several
days or more, depending on the extent of the damage. During this
time, you may need to use public transportation or rent a car.
Fortunately, you can add these costs to your claim for compensation. - Repairs:
If your car is damaged in an accident, you can sue for property
damage. If the repair cost exceeds the value of your car, you can
also sue the other party for a replacement. It’s best to consult a
car accident injury attorney to understand your legal options. - Pain and Suffering:
Not all damages are visible. Emotional or psychological distress can also be a result
of a car accident, including anxiety, flashbacks, nightmares, fear, panic attacks, and
depression. Victims can sue the other party for pain and suffering, but they need proof of psychological trauma caused by the crash. A therapist can provide the necessary
documentation to support your claim. - Lost Wages:
If you can’t afford a rental car or public transportation, you may
miss work, resulting in lost wages. You can include these expenses
in your claim. - Divide the Difference:
Sometimes, the insurance payout isn’t enough to cover all the
damages. In such cases, you can file a lawsuit to recover the
difference. A personal injury attorney can help you navigate the
legal process. - Other Personal Property:
Pets are also considered personal property, and if they are injured
in a car accident, you can sue for their veterinary bills.
Similarly, if your laptop or phone is damaged in the impact, you can
sue for their replacement.
What information do you need to provide to The Wilson PC?
If you’re planning to file a personal injury claim after a car accident, it’s crucial
to provide The Wilson PC with specific information. By doing so, you can help make the claims process smoother and quicker. Below are some of the things that we will require
from you:
- Accident Report
- Repair Estimates
- Photos of the Accident Scene
- Inventory of Damaged Property
- Driver’s Information
In Georgia, car accidents are common, and careless drivers cause most of them.
According to reports, most accidents occur due to drivers texting,
speeding, or driving under the influence. The Wilson PC Personal Injury
Attorneys understands the challenges you face when filing a personal
injury claim and will work tirelessly to ensure that you receive the
compensation you deserve.
We are always ready to communicate with you and provide support whenever
you need it. Our 24/7 chat support team is available to assist you and connect you with
our expert lawyers, who will start working on your case immediately. With our team of
professional personal injury lawyers, you can trust that your rights are protected, and we will
work diligently to ensure that you receive fair compensation. When “Atlanta Happens” we are here for you!
